Causes of personal insolvency

Australian Financial Security Authority

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AFSA collect information about the reason persons become insolvent based on data from the statement of affairs. The statement of affairs requires the debtor to select a single cause of insolvency from a given list. The causes of insolvency are debtors’ opinions of what best describes the main reason for becoming insolvent.

For more information about the data, please visit


Ed Noveras

Senior Adviser, Statistics – Australian Financial Security Authority

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